Manual budgeting. Redesigned.
Plan your budget, track income and expenses, and see what’s Safe to Spend. Start free, then unlock SiBalance Full with one affordable lifetime purchase.
No bank connection · No account required · No ads · No tracking · No subscription
Free essentialsStart budgeting at no cost
One lifetime unlockGet SiBalance Full once
No bank connectionYou stay in control
Private by designNo ads or tracking
Budget planning
A calmer way to understand your money.
Create a budget around your income, expenses and recurring commitments. Track spending as it happens, understand what remains available and plan ahead with a clear view of your money.
Explore budget planningSafe to Spend
Know what is safe to spend.
See what remains after income, committed expenses and your safety buffer. Your first budget, everyday tracking and Safe to Spend are all included free, with support for 159 currencies.
How Safe to Spend works- Clear allowance at a glance
- One complete budget included free
- 159 supported currencies
Income & expense tracking
Track spending and stay involved.
Track income, expenses and everyday spending deliberately, search your complete transaction history and schedule recurring expenses without connecting a bank account. You decide what is recorded, and these essential tools are free.
- Income, expenses and spending categories
- Recurring expenses and custom schedules
- Complete transaction history and search
Goals & forecasting
Turn plans into visible progress.
SiBalance Full lets you create Goals for the things that matter, add or withdraw money, schedule repeating contributions and see what is needed each month.
- Separate Goals for each budget
- Flexible repeating contributions
- Progress and activity history
Insights & trends
See what changed and what comes next.
With SiBalance Full, forecasts and focused Insights turn your manual entries into a clearer view of spending patterns, pressure points and where the period may finish.
- Private on-device insights
- Forward-looking forecasts
- Calm period briefings
Widgets & Siri
Your budget, ready when you need it.
Use Siri and App Intents for free, or unlock SiBalance Full to check balances and Safe to Spend from Home Screen and Lock Screen widgets.
- Home Screen widgets
- Lock Screen glanceability
- Siri support
iPhone & iPad
Familiar on iPhone. Expanded on iPad.
The compact iPhone experience stays focused and portrait-first, while iPad adds sidebar navigation, larger adaptive cards and support for portrait and landscape.
Private by design
Your data, your choice.
Keep your financial data privately on-device for free. SiBalance Full adds optional sync through your own iCloud account and password-protected encrypted backup files.
- On-device by default
- Optional iCloud Sync
- Encrypted manual backups
Privacy without compromise
Your finances stay yours.
SiBalance requires no account or banking login, carries no advertising, and uses no tracking or third-party analytics. Your financial data stays on your device unless you choose optional iCloud Sync.
Explore private budgeting- No account required
- No bank connection
- No advertising
- No tracking
- No third-party analytics
- Financial data stored on-device
- Optional iCloud Sync
Free & Full
Choose the experience that fits you.
Start with one budget and core budgeting tools at no cost. If you want more, unlock SiBalance Full with a single lifetime in-app purchase.
SiBalance Free
Everyday budgeting essentials
- Dashboard and balance overview
- Income, expenses and recurring entries
- Categories and complete history
- Safe to Spend and upcoming payments
- Transaction and category search
- Siri and App Intents
- One budget in any of 159 currencies
SiBalance Full
One lifetime unlock
- Everything in SiBalance Free
- Unlimited budgets
- Savings Goals
- Forecasting, Insights and trends
- Home Screen and Lock Screen widgets
- Optional iCloud Sync
- Encrypted backups
One purchase. Lifetime access.
No subscriptions. No recurring charges. No advertising.
Available for iPhone and iPad
Take back control of your budget.
Start planning, tracking and managing your money for free — privately and without another subscription.